they do not like some of the new fees and taxes on their industry. there is probably a next bag for a lot of companies involved in health care. host: there was a story by "the lost angeles times." some of their health insurance is going to get pricier. our health insurance companies changing their policies for members because of the affordable care act? guest: let's talk about what is happening in the individual markets. there are policies that may not offer the same comprehensiveness of coverage that the affordable care act has. it covers maternity care and hospitalization and so on. they are getting noticed that the current policy will not meet the federal standards. this story has gone a lot of attention in the press this week. this coverage is no longer adequate. you can enroll in a different policy. you may pay more or less for your coverage. this is something that is upsetting to people who like the policy they had. host: jane up next from tampa, florida, uninsured. caller: good morning. i have not applied for the aca but my son did and he didn